To be eligible for VAT exemption, the government says that you must fit the following criteria:   You or the person you purchase the product for has a physical or mental impairment which has a long-term and substantial adverse effect on your/their ability to carry out everyday activities; with ...

When shopping online, on any website, a transaction may not be able to go through because more information is needed. This may involve entering a code that is sent to you from your bank via SMS or it could involve you accepting the transaction in your online banking app. Either way, the reason th...